If a Montana Truck Crash Left You Paralyzed, Here’s How to Get Lifetime Compensation
If a Montana truck crash left you paralyzed, you must face a reality you never imagined.
If this sounds like your story, you’re not alone. Every year in Montana, hundreds of people suffer life-changing injuries in crashes with commercial trucks. The weight difference between an 80,000-pound big rig and your passenger car means these accidents often result in catastrophic injuries that change everything.
Right now, you might be overwhelmed. Medical bills are piling up. Your family is struggling to adapt. You’re wondering how you’ll pay for the care you need for the rest of your life.
The insurance company’s first offer is typically nowhere near enough to cover decades of medical care, home modifications, and lost income. However, the trucking company and insurance company have deep pockets, and they’re required by law to carry much higher insurance limits than regular drivers. But they won’t hand over fair compensation without a fight.
If you suffered paralysis in a truck accident, our Montana truck accident lawyers are here to help. Call Doubek, Pyfer & Storrar, PLLP at 406-442-7830 today. We’ve been helping injured Montana truck accident victims since 1978.
Why Truck Accident Cases Are Different
Truck accidents aren’t like regular car crashes. When a commercial truck is involved, there are special rules, higher insurance requirements, and multiple parties who might be responsible for your injuries.
Truck drivers must follow strict rules about how long they can drive, how they maintain their vehicles, and what they can carry. When they break these rules and cause an accident, it strengthens your case.
Insurance coverage is much higher in a truck accident. While most cars only carry $25,000 to $50,000 in insurance, commercial trucks are required to carry at least $750,000, and they often carry much more. Some trucking companies carry $5 million or more in coverage.
Another way truck accidents are different is that it is often not just the driver who is responsible. The trucking company, the company that loaded the cargo, the truck manufacturer, or even the company that maintained the vehicle might share blame.
What Your Case Could Be Worth
Every case is different, but paralysis from a truck accident often results in some of the highest settlements and jury awards in personal injury law. Here’s what gets included in lifetime compensation:
- Medical expenses – Both past and future. This includes surgeries, hospital stays, rehabilitation, medications, medical equipment, and ongoing care. For someone with paralysis, this can easily reach millions of dollars over a lifetime.
- Home and vehicle modifications – Wheelchair ramps, accessible bathrooms, modified vehicles, and other changes needed to live independently.
- Lost income – Not just what you’ve already lost, but what you would have earned for the rest of your working life. This includes salary, benefits, and retirement contributions.
- Caregiving costs – If you need help with daily activities, this compensation covers professional care or pays family members who provide care.
- Pain and suffering – This is the physical pain and emotional trauma of your injuries. Montana doesn’t cap these damages in truck accident cases.
- Loss of life enjoyment – Compensation for activities and experiences you can no longer enjoy due to your paralysis.
Common Insurance Company Tactics
Insurance companies have one goal: to pay as little as possible. They have teams of lawyers and investigators working to minimize your claim from the moment they get the call about your accident.
They’ll try to settle fast. The first offer might come while you’re still in the hospital. They know you’re scared about medical bills, so they offer quick money, but it’s almost always far less than your case is worth.
They’ll blame you. Even if the truck driver was clearly at fault, they’ll look for ways to say you contributed to the accident. In Montana, if you’re found partially at fault, your compensation gets reduced.
They’ll question your injuries. They might send investigators to video you or dig through your social media looking for “proof” that you’re not as injured as you claim.
They’ll delay. The longer they drag out your case, the more financial pressure you feel to accept a low settlement.
Time Is Running Out
Montana law gives you only three years from the date of your accident to file a lawsuit. That might seem like a long time, but building a strong truck accident case takes months of investigation and preparation. (Montana statute of limitations)
More importantly, evidence starts disappearing immediately. Trucking companies are only required to keep driver logs and maintenance records for a limited time. Witnesses forget details. The accident scene changes.
Every day you wait is a day the insurance company uses to build their defense against you.
Contact Our Montana Truck Accident Attorneys Today
If you’ve been paralyzed in a Montana truck accident, don’t sign anything from the insurance company without talking to our attorneys first. Once you sign a settlement, you can’t go back and ask for more money later, even if your medical condition gets worse.
The trucking company’s insurance team is already working on your case. They’re gathering evidence, interviewing witnesses, and building their defense. Every day you wait gives them more advantage.
You didn’t choose this fight, but now that you’re in it, you deserve to win. The compensation you receive won’t undo what happened, but it can give you the resources you need to rebuild your life and live with dignity despite your injuries.
The trucking company has million-dollar insurance policies and teams of lawyers. You deserve the same level of representation.
Call Doubek, Pyfer & Storrar, PLLP today at 406.442.7830 or fill out our confidential contact form to discuss your case and explore your options. Take action today, and let us handle the large trucking companies, insurers, and legal fight.
